Ripple (XRP) vs Pi Network (PI): Which Will Perform Better in Q4? (3 AIs Weigh in)

The latest market resurgence has greatly benefited Ripple’s native cryptocurrency, whose price has spiked 22% over the past week. Meanwhile, Pi Network’s PI has risen 8% over the same period but remains below $0.10.

We wanted to see which of these tokens could perform better in the final quarter of the year, so we consulted three of the most popular AI-powered chatbots. Here are their answers.

PI is Like a Lottery Ticket

According to ChatGPT, XRP looks better positioned for steady performance in Q4, while PI has more room for a sharp percentage gain if sentiment turns. OpenAI’s platform noted that the cross-border token has already amassed a substantial valuation, meaning a strong market alone doesn’t guarantee that it will outperform smaller altcoins.

Specific factors that could fuel an XRP rally during that timeframe include increased adoption, growth in Ripple’s broader ecosystem, and sustained demand through XRP-related investment products. Spot XRP ETFs are a perfect example of such financial vehicles. These funds have posted 10 consecutive green weeks, with total cumulative inflows surpassing $1.7 billion.

On PI, ChatGPT said its potential bull run in the final quarter of the year will depend heavily on further Mainnet migrations and milestones reached by the Core Team.

In conclusion, the chatbot said XRP is the more defensible pick for Q4 performance, while PI is the higher-volatility bet and could win on percentage returns if its ecosystem gains traction.

Perplexity shared a similar thesis. It described XRP as the more likely relative outperformer in the last quarter, whereas PI has the higher lottery-ticket upside.

“PI is cheaper and smaller, so a successful DeFi bootstrapping phase could produce a much larger percentage move.”

At the same time, the chatbot warned that Pi Network continues to struggle with serious issues, such as constant delays, which is fueling growing distrust among community members.

“PI’s user base is large, but its near-term price problem is supply: around 11% of supply is circulating, while daily unlocks create persistent sell pressure. Protocol 27 and the DEX are genuine positives, but they must create real transaction volume, liquidity, and app usage before PI can sustain a re-rating. Without that shift, PI is more likely to remain range-bound near $0.08-$0.12 than to follow XRP higher in a broad market recovery,” it concluded.

Gemini’s Take

Google’s chatbot argued that XRP is “structurally and fundamentally” positioned to outperform PI in the fourth quarter of 2026. It noted that both tokens attract passionate communities, but their market depth, institutional backing, and liquidity profiles create completely different environments.

First, Gemini reminded that XRP is listed on almost every major global exchange, but PI remains unavailable on heavyweights such as Binance and Coinbase.

Second, Ripple has positioned itself as a solid entity with global reach after inking strategic deals with banks, payment providers, and prominent companies over the years, while this is not the case for Pi Network.

Last but not least, Gemini warned that PI faces ongoing sell pressure from continued token unlocks, which could lead to a price pullback in Q4.