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      Decline of Small Mortgages in the U.S. Continues

      Mortgages valued at $100,000 or less made up less than 3% of home loans in the United States during the 2025-26 period, a significant decrease from over 12% in 2013-14. This trend highlights the shrinking availability of low-priced homes and ongoing challenges in providing financing for smaller loans.

      The median purchase price for homes financed with small mortgages in 2026 was reported at $109,681. The reduction in small mortgages reflects broader market dynamics that are limiting options for buyers seeking lower-cost housing.

      © 2026 KLEA News. All Rights Reserved. This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

      Source: KLEA News

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