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FILTERED RESULTS
Europe’s Solar Boom Has a Storage Problem
Iran War Is Driving Up the Cost of Your Next Oil Change
ECB Official Predicts Decline in Crude Oil Prices, Stability in Refined Products
ECB’s Vujcic Says Energy Prices Will Stay ‘Higher for Longer’
Oil prices slide about 2% as US, Iran explore path out of war
Why is Manulife Financial stock gaining today?
Pharma outlook: patent cliff, AI tailwinds, and top stock picks for 2026
Distributor of Recalled Meat Worked for Years Without Proper Permits
Apollo’s Slok Says Fed Risks Overlooking Diesel-Price Danger
Federal Reserve Official Warns of Shifting Expectations on Inflation Progress
Oil falls on U.S.-Iran truce hopes, Brent set for weekly gain while WTI declines
Gold faces 3:1 short setup below key resistance: Live levels
Blackstone private equity chief Baratta in exit talks - Bloomberg
TV networks resume covering White House as press access fight continues
Dollar dips as oil eases, yen jumps on Japan remarks
Federal Reserve and Regulators Aim for Mid-December Capital Rule Finalization
US 30-Year Yield Tops 5.5% in ‘Vacuum’ After Sentiment Gauge
Why is Cenovus Energy stock sliding today?
DaVoice sues Perplexity AI over wake word trade secrets
Fed’s Hammack says bond yield surge not about lost inflation confidence
White House Considers Diesel Fuel Measures Without Export Ban
Ranchers accuse Trump administration of disrupting beef supply, as prices rise
Anthropic investor Lonsdale says AI firms stoking fear to sway policy
Why is Roblox stock sliding today?
Manchester City Found Guilty: What 115-Charge Ruling Means for Premier League
Mexico Is ‘Cautiously Optimistic’ on Talks for US Trade Deal
Top dividend aristocrats: Chevron, Emerson, and Albemarle lead on quality-adjusted fundamentals
REUTERS NEXT-FTC chair suggests AI developers should be liable for conduct of agents
U.S. SEC Staff Clarifies Application of Securities Laws to Crypto Assets
Fed's Hammack Warns 'Inflationary Mindset' Might Set In
Federal Reserve Official Warns of Persistent Inflation Risks
US Official States Strong Position in Hormuz Strait Amid Iran Negotiations
Nor’easter expected to disrupt travel, flood basements, knock out power along US East Coast
Humana surges: Barclays bets big on Medicare star ratings rebound
Fed’s Hammack says public’s inflation expectations could worsen
Yemen's Presidential Council Chairman Urges Citizens to Support Armed Forces
Blackstone's Global Head of Private Equity Joseph Baratta Set to Depart
Odd Lots: Why Is the Entertainment Industry Leaving LA?
Putin Asserts Russia Is Not Preparing for Hostilities with Europe
US Baker Hughes Rig Count Increases to 599
Putin Claims Kyiv's Attacks on Civilian Infrastructure Will Have Consequences
Why is CVS Health stock rallying today?
Microsoft, Arm among market cap stock movers on Friday
US core capital goods orders point to robust growth in business spending on equipment
Anthropic’s Blacklisting by the Pentagon Was Legal, Federal Judges Rule
CFOs Revamp Strategies in Face of AI
Manchester City Found Guilty, Will Appeal Decisions
U.S. Marines Conduct Training Aboard USS Boxer Amid Ongoing Operations
Bitget Suspends Withdrawals Following $387.5 Million Hack
Putin Claims Russia Was Prepared to Resume Talks with Ukraine After Elections
Colombia Touts $3 Billion in Investment After Pro-Business Shift
Albertans Favor Staying in Canada, Weeks Before Separation Vote
Putin says Ukraine settlement proposals remain under review
Donald Trump to Launch New Government Website
Bank of France Official Assures Stability of French State Financing
Trump to Meet Xi Jinping in November Ahead of G20 Summit
Bipartisan group of senators urge Trump to disinvite Putin from G-20
Meta Platforms Enhances Safety Warnings Following Security Vulnerabilities
Leader’s Advantage Acquisition Corp. closes $150M IPO on Nasdaq
Meta misled consumers in case over Cambridge Analytica scandal, New Mexico jury says
Trump Confirms Scott Bessent Will Not Become Super Intelligence Czar
Europe Innovative Lawyers Awards 2026: the winners
Trump Administration to Commit $400 Million in Military Aid to Ukraine by September 30
Sunkist Fruit Gems, Staple Candy of Bar Mitzvah Tradition, Are Discontinued
Converse Pauses Social Media Ads, Marketing After Racism Uproar
Solidigm Plans Potential $150 Billion IPO in the U.S.
Italy’s Eni Caps Fuel Prices as Meloni Seeks to Shield Voters
Trump Announces Treasury Secretary Bessent Will Not Assume AI Czar Role
SK Hynix's Solidigm Plans $150 Billion IPO for 2027
FEDS Paper: How Did CECL Affect Bank Lending?
Ben Ranish and Cindy M. Vojtech
Adoption of the current expected credit losses (CECL) methodology for loan loss provisioning significantly altered how banks recognize loan losses in their capital calculations. Because capital is a more costly funding source for banks, the accounting change affects banks' cost of funding loans. Using variation in the timing and effect of CECL implementation across firms and loan types, this paper finds that loan loss allowances have a similar causal effect on credit supply as capital requirements. Within our sample, the effect of CECL adoption on loan allowances reduced loan growth by approximately 77 basis points annually in the years following adoption. We find no significant effect of CECL on capital distributions.
Adoption of the current expected credit losses (CECL) methodology for loan loss provisioning significantly altered how banks recognize loan losses in their capital calculations. Because capital is a more costly funding source for banks, the accounting change affects banks' cost of funding loans. Using variation in the timing and effect of CECL implementation across firms and loan types, this paper finds that loan loss allowances have a similar causal effect on credit supply as capital requirements. Within our sample, the effect of CECL adoption on loan allowances reduced loan growth by approximately 77 basis points annually in the years following adoption. We find no significant effect of CECL on capital distributions.
Source: Federal Reserve