Sharplink Gaming (SBET) CEO Predicts AI Will Slash $1.4 Trillion in Finance Fees by 2035

Key Takeaways

• Former BlackRock executive Joseph Chalom, now CEO of Sharplink, forecasts AI automation will eliminate roughly 25% of worldwide financial services fees within the next decade.
• Internal modeling suggests annual savings for investors could reach $1.4 trillion by 2035.
• American households currently maintain approximately $15 trillion in low-yield accounts, forfeiting an estimated $180 billion annually in potential interest earnings.
• Financial services revenue exposed to AI-driven disruption will approach $1 trillion annually by 2030, expanding to $4 trillion by 2035.
• Major payment processors such as Visa, Mastercard, PayPal, Stripe, Coinbase, and Binance are developing AI-powered wallet infrastructure, with significant development occurring on Ethereum.

In a Wednesday post on X, [[LINK_START_2]]Sharplink[[LINK_END_2]] CEO Joseph Chalom outlined a bold prediction: artificial intelligence agents will eliminate approximately 25% of worldwide financial services fees by 2035.

AI agents are creating a new financial universe.

They will rewire $4 trillion of finance fees by 2035 according to a new estimate from @Sharplink.

The biggest winners will be consumers.

pic.twitter.com/K419Eau7Il

— Joseph Chalom (@joechalom) September 23, 2026

Chalom brings extensive Wall Street experience to his analysis, having previously served in an executive capacity at BlackRock. His current team has developed a comprehensive financial projection model spanning 10 distinct financial industry segments with forecasts extending to 2035.

The modeling indicates AI-driven automation will deliver $1.4 trillion in annual savings to investors by 2035. These savings are expected to begin modestly and accelerate as automated financial systems achieve broader adoption.

Financial Services Revenue Faces Unprecedented Disruption

The projection model indicates that by 2030, over $1 trillion in yearly financial services revenue will become subject to direct competitive pressure from AI systems. This exposure is forecast to quadruple to $4 trillion annually by 2035.

The underlying theory suggests AI-powered agents will create intense competitive pressure forcing traditional banks, brokerage firms, and payment processors to dramatically reduce fee structures. Consumers stand to retain an additional $350 billion yearly by 2030 under this scenario.

That consumer benefit expands to $1.4 trillion in annual savings by 2035. Chalom emphasizes this transformation will touch virtually every significant financial institution globally.

“Every major bank, broker, payments firm, and digital assets company is racing to capture a share in one of the most important battles over money and value we will see in our time,” Chalom stated in his social media post.

American Savers Losing $180 Billion Yearly to Suboptimal Rates

Chalom highlighted an additional challenge confronting U.S. households. Americans collectively maintain approximately $15 trillion across checking accounts, savings vehicles, and short-duration deposit products.

A substantial portion of these funds generates returns significantly below prevailing money market rates. According to Chalom’s analysis, this inefficiency costs American savers a minimum of $180 billion each year in foregone interest income.

He contends that AI-powered financial tools can address this inefficiency by continuously monitoring rate environments. These automated systems could seamlessly relocate funds to higher-return vehicles without requiring account holder intervention.

Multiple industry heavyweights are now engaged in developing the payment infrastructure that would enable these AI-driven tools. Visa, Mastercard, PayPal, Stripe, Coinbase, and Binance have all launched initiatives focused on software wallet solutions designed for automated finance applications.

The company that successfully dominates this payment technology layer would effectively control the routing of customer capital. Recent BlackRock research has identified digital stablecoins as an increasingly preferred vehicle for these automated fund transfers.

Chalom anticipates the majority of this automated financial activity will occur via blockchain infrastructure. He specifically highlights the Ethereum network, which processed 3.6 million daily transactions during April.

This perspective aligns with Sharplink’s corporate strategy. The company reported holding 891,714 ETH as of mid-September.

The consensus view on blockchain dominance remains divided. Fidelity Digital Assets analysts have cautioned that proprietary, closed-loop payment systems developed by technology companies could emerge as formidable competitors to public blockchains for these automated payment flows.

Sharplink stock currently carries a Strong Buy consensus rating on Wall Street. This rating reflects six unanimous Buy recommendations issued during the previous three-month period.

The consensus price target for Sharplink shares stands at $17.67. This target implies approximately 80% potential upside from present trading levels.

Chalom’s forecast encompasses a decade-long timeline concluding in 2035. His team’s analytical framework identifies the $4 trillion revenue exposure figure and the $1.4 trillion investor savings estimate as the two pivotal metrics defining the transition toward AI-powered financial services.